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We use statistical models to decide whether to award or refuse credits. They tell us how likely it is that someone who is granted a credit will be able to repay it. As a Credit Risk Modeller in our team, you build new models and improve existing ones.

You make an important contribution to our way of working; you help us stop risks from sneaking into our credit portfolio. Together, we make sure we satisfy all legal capital requirements.

The team you join is particularly diverse. You have male and female colleagues from various nationalities spread across offices in Brussels, Ghent, Leuven and Prague. You work with junior members and experienced colleagues. Diversity is a great strength in our team.

Triggered? Are you as enthusiastic as us about models and validation? Join the team and do what you do best. There are small and large projects waiting for you—you’ll have an impact on the modelling community of the whole KBC Group.

• You gather data to build and test models.
• Your statistical models predict how likely it is that a client is able to repay credit and the losses we expect if they don't.
• You take into account changes in regulations and evolutions within our portfolios to improve the performance of models we are already relying on.
• You work closely together with the colleagues who use the models. And keep senior management, auditors and supervisors informed of your work.

• At least 2+ years of relevant experience as a modeller, risk validator, statistician, or PhD.
• Experience in modelling is required, and experience in credit risk modelling is a plus.
• You’re strong in quantitative analysis. This may come from a university education in Economics, Science, Maths or Engineering.
• You’re able to work smoothly with Excel, and have programming experience, ideally in Python or SAS. 
• Experience in project management, policy management and/or functional analysis are a plus.
• You enjoy working with others in a pragmatic way. You’re always happy to celebrate your successes as a team.
• You’re interested in the processes we follow for awarding or refusing credit.
• You speak and write fluent English.

• We offer you an exceptional range of training and development opportunities so that you can develop your full potential. You are encouraged to keep growing as a person and professionally. You’re given the necessary coaching.
• You will receive a permanent contract with a competitive salary, including an extensive package of additional benefits.
• Our offices are easily accessible by public transport. You’re also welcome to work from home part of the time.
• We value a good balance between your work and private life.